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Personal Checking Accounts

Premier Checking

Premier Checking is designed to offer you everything you need to manage your funds while earning interest on your balance.

Pay bills1 and manage your account from anywhere, anytime. Premier Checking is a perfect choice if you want the broad spectrum of banking tools and features we offer at your fingertips.

No charge
for official checks ($8 value)
No charge
for incoming wires ($10 value)
0.50%
Consumer loan discount* (dealer-financed contracts ineligible)
Unlimited free
non-First Interstate ATM transactions5
Extra Features & Benefits
Earns Interest2

Earns market rate of interest (rates subject to change).

Interest Rate Bonus on CDs3

Interest rate bonus of 0.10% on CDs (excludes CD specials).

Direct Deposit
World Debit™ Mastercard

Premier Checking clients can enjoy the benefits of the World Debit Mastercard. In addition to the convenience of the traditional Mastercard debit card, World Debit cardholders have a daily spending limit of $5,000.

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MoneyPass ATM Network

Access to free withdrawals at over 37,000 ATMs nationwide.

View MoneyPass Network

Unlimited Check Writing
Free Checks6

Free checks (default style) or a discount on other check styles. Premier Checking account holders receive one free box of checks (default style) per year. Select Checking account holders receive their first box of checks (default style) for free upon account opening.

Overdraft Protection4

Guard against returned checks with automatic transfer options. We offer a convenient way to protect you from the additional costs associated with returned checks. It's easy to make a mistake; let us help you protect yourself.

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Day & Night Telephone Banking

Enjoy the convenience of First Interstate Bank's 24 Hour Day & Night Telephone Banking. With telephone banking you can; obtain balance information on your checking, savings, CD, or loan account; verify transactions on your account; and make account transfers.

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Courtesy Overdraft4

Courtesy Overdraft helps protect your account against overdrafts so that, rather than experiencing the inconvenience of having your Debit Card declined during a transaction, you can authorize us to pay in overdraft situations.

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There is a $10 per item charge each time we pay an overdraft, and you will only be charged when you use the service.

$5 Safe Deposit Box Discount
Fees & Information

$25 service charge per Statement Cycle7 will be waived with one of the following:

  • You maintain a $10,000 minimum daily balance during your Statement Cycle7
  • You maintain a $50,000 minimum daily balance in combined deposit account balances8 during your Statement Cycle7
Get started with a minimum deposit of $25.

1 Surcharge-free ATM withdrawals may be made at any First Interstate Bank or Money Pass ATM. ATM issuer may charge a separate fee.

2 Fees may apply. See Fee Schedule.

3 Subject to approval.

Savings Accounts

Whether you need basic savings, retirement solutions, or savings for health needs, we've got you covered.

Home Loans

It’s time for your dream home to become your everyday home.

Personal Credit Cards

Whether you want to maximize cash back, earn rewards, or begin building your credit history, we have the ideal card for you.