Select Checking
Select Checking is one of our most inclusive checking accounts for clients looking for added features while earning interest.
With Online Banking, you can manage your account from anywhere, anytime. Select Checking is a great choice if you're looking for a full-service checking solution with convenient access to your funds.
Earns market rate of interest (rates subject to change).
Interest rate bonus of 0.05% on CDs (excludes CD specials).
Access to surcharge-free withdrawals at thousands of ATMs nationwide.
Select Checking account holders receive their first box of standard checks included at account opening. Other styles available at standard pricing.
Not only do you get to choose from a selection of great card designs, but as a First Interstate Mastercard® debit card holder, you can pay directly from your checking account while also receiving great Mastercard benefits including Zero Liability, and Mastercard Global Services™, amongst others.
Guard against returned checks with automatic transfer options. We offer a convenient way to protect you from the additional costs associated with returned checks. It's easy to make a mistake; let us help you protect yourself.
Courtesy Overdraft helps protect your account against overdrafts so that, rather than experiencing the inconvenience of having your Debit Card declined during a transaction, you can authorize us to pay in overdraft situations.
There is a $10 per item charge each time we pay an overdraft, and you will only be charged when you use the service.
Enjoy the convenience of First Interstate's 24 Hour Day & Night Telephone Banking. With telephone banking you can obtain balance information on your checking, savings, CD, or loan account; verify transactions on your account; and make account transfers.
A $15 service charge per Statement Cycle7 will be waived with one of the following:
- You maintain a $1,500 minimum daily balance during your Statement Cycle7
- You maintain a $5,000 minimum daily balance in combined deposit account balances8 during your Statement Cycle7
- Any one owner/signer is 60 years of age or older, excluding trusts and estates.
1 Fees may apply. See Fee Schedule.
2 Subject to approval.
3 Interest rates on checking accounts, Regular Savings, Money Market, and variable rate IRAs are subject to change without notice.
4 Checks are available at standard pricing for Orange Checking. First order of standard checks included for Select Checking, all other styles available at standard pricing. Premier Checking receives one order of standard checks per year, all other styles available at standard pricing. Checks are not available for Simple Banking.
5 Certificates of Deposit require a $1,000 opening deposit.
6 Surcharge-free ATM withdrawals may be made at any First Interstate Bank or MoneyPass ATM. ATM issuer may charge a separate fee.
7 The length of each Statement Cycle varies depending on the month, but the cycle is approximately 30 days. Each statement will show the Statement Cycle’s start and end date in the Account Summary next to the “Beginning Balance” and “Ending Balance” disclosures. Please contact us if you need to adjust the dates of your Statement Cycle.
8 Combined deposit account balances will include this account along with any other checking, savings, CD, and IRA balances held by the same account owner.