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Personal Checking Accounts

Select Checking

Select Checking is one of our most inclusive checking accounts for clients looking for added features while earning interest.

With Online Banking, you can manage your account from anywhere, anytime. Select Checking is a great choice if you're looking for a full-service checking solution with convenient access to your funds.

Extra Features & Benefits
Earns Interest2

Earns market rate of interest (rates subject to change).

Interest Rate Bonus on CDs3

Interest rate bonus of 0.05% on CDs (excludes CD specials).

MoneyPass ATM Network

Access to free withdrawals at over 37,000 ATMs nationwide

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Free Checks6

Free checks (default style) or a discount on other check styles. Premier Checking account holders receive one free box of checks (default style) per year. Select Checking account holders receive their first box of checks (default style) for free upon account opening.

Unlimited Check Writing
Direct Deposit
Debit Card

Not only do you get to choose from a selection of great card designs, but as a First Interstate Mastercard® debit card holder, you can pay directly from your checking account while also receiving great Mastercard benefits including Zero Liability, and Mastercard Global Services™, amongst others.

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Overdraft Protection*4

Guard against returned checks with automatic transfer options. We offer a convenient way to protect you from the additional costs associated with returned checks. It's easy to make a mistake; let us help you protect yourself.

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Courtesy Overdraft4

Courtesy Overdraft helps protect your account against overdrafts so that, rather than experiencing the inconvenience of having your Debit Card declined during a transaction, you can authorize us to pay in overdraft situations.

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There is a $10 per item charge each time we pay an overdraft, and you will only be charged when you use the service.

Day & Night Telephone Banking

Enjoy the convenience of First Interstate's 24 Hour Day & Night Telephone Banking. With telephone banking you can obtain balance information on your checking, savings, CD, or loan account; verify transactions on your account; and make account transfers.

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$5 Safe Deposit Box Discount
Fees & Information

$15 service charge per Statement Cycle7 will be waived with one of the following:

  • You maintain a $1,500 minimum daily balance during your Statement Cycle7
  • You maintain a $5,000 minimum daily balance in combined deposit account balances8 during your Statement Cycle7
  • Any one owner/signer is 60 years of age or older, excluding trusts and estates.
Get started with a minimum deposit of $25.

1 Surcharge-free ATM withdrawals may be made at any First Interstate Bank or Money Pass ATM. ATM issuer may charge a separate fee.

2 Fees may apply. See Fee Schedule.

3 Subject to approval.

Savings Accounts

Whether you need basic savings, retirement solutions, or savings for health needs, we've got you covered.

Home Loans

It’s time for your dream home to become your everyday home.

Personal Credit Cards

Whether you want to maximize cash back, earn rewards, or begin building your credit history, we have the ideal card for you.