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Grinnell, Iowa, Branch is Open

Our Grinnell, Iowa, branch is experiencing some connectivity issues with its phone system, which we're working diligently to correct. In the meantime, the lobby and Drive Thru are full staffed and ready to serve your banking needs. Clients may also call our Sully branch at 641-594-4400 for assistance by phone. We apologize for the inconvenience and appreciate your patience.

Refinancing your Home

Discover what your house can do for you.

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Refinancing your home replaces your current mortgage with a new mortgage. There are two refinance options, depending on what you hope to achieve.

Traditional Refinance

A traditional refinance may help decrease payments or change the term of the loan. Traditional refinances most commonly offer a lower interest rate, change the length of the loan in years, or cancel mortgage insurance premiums.

Cash-Out Refinance

A cash-out refinance lets you take advantage of the equity in your house by replacing your existing mortgage with a new mortgage for up to a certain percent of the value of your house, and receiving cash for the difference between what you owed and the new mortgage.

Home Equity Loan

A home equity loan is a fixed-term, second mortgage that allows you to borrow against the equity you’ve built in your home. Home equity loans can be used when you know the specific amount of funds needed for things like home improvements, debt consolidation, large purchases, or unexpected expenses.

Interested in refinancing your home?