Idaho and Select Wyoming Lobbies Opening

Effective Wednesday, May 27, our Idaho and Buffalo, Gillette, and Sheridan, Wyoming branch lobbies are open from 10 a.m. to 2 p.m., Monday-Friday. Our drive-ups in all states continue to be open during regular business hours. Please visit our Locations page for up-to-date branch hours.

We're available with 24/7 online and mobile banking, drive-ups, and ATMs. Limited lobby hours are available in some of our communities.

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Refinancing your Home

Discover what your house can do for you.

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Refinancing your home replaces your current mortgage with a new mortgage. There are two refinance options, depending on what you hope to achieve.

Traditional Refinance

A traditional refinance may help decrease payments or change the term of the loan. Traditional refinances most commonly offer a lower interest rate, change the length of the loan in years, or cancel mortgage insurance premiums.

Cash-Out Refinance

A cash-out refinance lets you take advantage of the equity in your house by replacing your existing mortgage with a new mortgage for up to a certain percent of the value of your house, and receiving cash for the difference between what you owed and the new mortgage.

New Boise Branch

Home Equity Line of Credit or Cash-Out Refinance?

You’re considering using the equity in your home to your benefit, but aren’t sure whether a cash-out refinance or a Home Equity Line of Credit is the best option.

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Interested in refinancing your home?