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Home Loans

Big Plans. Clear Financing.

Buying or refinancing a higher-value home? We’ll help you explore jumbo loan options with terms that fit, guidance you can trust, and a process built to stay straightforward.

Go Beyond Conventional Limits

If your home price is above conventional loan limits, a jumbo loan can help you move forward with one mortgage. First Interstate offers competitive rates and flexible terms for qualified buyers, plus a clear process from application to closing.

15-Year Jumbo Loan

A 15-year jumbo loan may be a good fit if you want to build equity faster and reduce total interest. You’ll generally pay more each month, but you may pay less over the life of the loan.

Why Choose a 15-Year Jumbo Loan
  • Typically offers lower rates than longer term options
  • Faster payoff and equity growth
  • Less interest paid over the life of the loan
Best For

Borrowers who want to pay off a higher-value home sooner and reduce long-term borrowing costs.

30-Year Jumbo Loan

A 30-year jumbo loan can lower your monthly payment and help you keep more cash available for other goals. It can be a smart choice if you want predictable payments and more room in your budget.

Why Choose a 30-Year Jumbo Loan
  • Lower monthly payments for improved cash flow
  • Long-term payment stability
  • Flexibility to save, invest, or plan
  • Competitive rates
Best For

Homebuyers who want steady payments and flexibility in their overall financial plan

Mortgage Loan Officer meeting with clients to review jumbo loan options.
What Sets Our Jumbo Loans Apart
  • Guidance from experienced mortgage professionals
  • A smoother path for income and assets that are not standard
  • Clear pricing and next steps
  • Support from application through closing

All loans are subject to credit approval. Rates, terms, and fees may vary and may change without notice.

Ready to get started?

Whether you’re buying a primary residence or refinancing a higher-value home, we’ll help you choose a jumbo loan that fits your goals.