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Asset-Based Lending

Asset-based lending is the business of loaning money in an agreement that is secured by collateral such as accounts receivables, inventory, stock, equipment, or other property the borrower owns. An asset-based loan* with First Interstate is secured by accounts receivable, which allow you to use your working capital sooner.

This flexible and timely lending leverages the value of your assets to help grow your business.

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  • Quicker working capital
  • Easier and faster to obtain than unsecured loans and lines of credit
  • Generally, includes fewer covenants
  • Generally, comes with a lower interest rate compared to other funding options


  • Grow your bottom line while managing cash flow
  • Improved and quicker liquidity
  • Potentially lower costs than alternatives
  • Greater flexibility

*Loans are subject to credit approval. Some restrictions and loan fees may apply.

Learn more about asset-based lending by connecting with a First Interstate Banker today.