Personal Credit Cards

Enjoy a 3.99% introductory APR for 6 months on purchases and balance transfers. See complete Rate and Fee information

Enjoy a 3.99% introductory APR for 12 months on purchases and balance transfers. See complete Rate and Fee information

Earn Points every time you make a purchase with your FirstRewards card. Use it for everything from your groceries and gas to gifts and travel; your points will add up fast.†

What can you get with your Points?

Travel Rewards - fly when you want, where you want with no restrictions. With the FirstRewards program you can fly on the airlines that operate in your own communities. Points can also be redeemed for car rentals, hotel stays and cruises.

Gift Cards - Make your next shopping experience more enjoyable by redeeming points for gift cards to your favorite stores. Choose the gift card that lets you make purchases anywhere Mastercard is accepted by redeeming for a First Interstate Bank Mastercard gift card.

Merchandise - Choose merchandise rewards for every occasion. FirstRewards has a list of the top name-brand merchandise for you to choose from. Can’t find what you’re looking for? Choose a Mastercard gift card to purchase the item you really want.

Charity Donations - Help improve the world around you by redeeming points for a donation to your favorite charity.

Local Reward - Shop right in your own hometown by redeeming points for gift cards to local businesses you know and love.

Visit rewards.firstinterstate.com for more details regarding the FirstRewards Program and to check out the latest FirstRewards promotions.

Stay in touch with your credit card account 24 hours a day, seven days a week. eZCard provides you with information and services that make your credit card easier to manage than ever before.

With the click of a mouse, view important information about your account including balances, available credit, current and past statements and transaction information since your last statement. You can also help make your life simpler by signing up for electronic statements or by paying your bill online.

Pay only for purchases which you have authorized on your Mastercard credit card. Unauthorized purchases are not your responsibility. Conditions and exceptions apply.

Travel more safely with Travel Accident Insurance. As an eligible cardholder, you and your dependents are covered automatically with travel accident insurance when the entire travel fare is charged to your eligible First Interstate Bank Mastercard account.

Security is a top priority at First Interstate Bank that’s why we utilize a Fraud Alert Management detection system which continuously monitors your First Interstate Bank Mastercard activity to help identify and prevent fraudulent transaction on your account.

All First Interstate Bank credit cardholders are able to receive fraud alerts via text message and phone. Your business will be automatically enrolled in this service, and alerts will be sent to the cell phone number specified on the account. Alerts are triggered by transactions that have been identified as potential fraud. Text messages will be sent from the number 328-74 24 hours a day, 7 days a week. Phone calls will be made between 8:00 am and 9:00 pm in your time zone.

Get emergency assistance virtually anytime, anywhere and in any language. Mastercard Global Service helps you report a Lost or Stolen Card, obtain an Emergency Card Replacement or Cash Advance, find an ATM location, and answer questions regarding your account.

Enjoy the experience of first class, luxury service at the airport. Mastercard Airport Concierge™ helps relieve some of the stress associated with air travel. As Mastercard cardholder, you can arrange for a personal, dedicated “Meet and Greet” agent to escort you through the airport on departure, arrival, or any connecting flights. There are also certain airports where you can be expedited through the security and/or immigration process. Available 24/7/365 at over 450 destinations worldwide, Mastercard Airport Concierge is your passport to the finer side of air travel.

As a Word Mastercard cardholder, you can now enjoy a portfolio of some of the finest hotels & resorts the world has to offer - all presenting you with an exceptional lodging experience. An experienced travel advisor will assist you with:

• Exclusive Saving
• Room Upgrades
• Early Check-In and Late Check-Out
• Breakfast for Two
• Unique World Special Amenities

Identity Theft Resolution Services assist Mastercard cardholders who believe they are the victims of identity theft. Cardholders can access the 24/7 assistance center where certified resolution specialists will provide the following services:

• Providing the cardholder with a uniform Identity Theft Affidavit and providing assistance with completion of the Affidavit. It is the responsibility of the cardholder to submit the Affidavit to the proper authorities, credit bureaus, and creditors.
• Notifying all three major credit reporting agencies to obtain a free credit report for the cardholder and placing an alert on the cardholder’s record with the agencies.
• Assisting the cardholder with credit and charge card replacement.
• Educating the cardholder on how Identity Theft can occur and of protective measures to avoid further occurrences.
• Providing the cardholder with the Identity Theft Resolution Kit which includes helpful information on how to prevent identity theft and measures to take in the instance of actual identity fraud.
• Providing the cardholder with sample letters for use in canceling checks, ATM cards, and other accounts.
• Obtain all pertinent credit information in ‘Real Time’ while the Covered Member is on the phone to determine if fraud or theft has occurred.

Chip, or EMV, technology makes an already secure card even safer. A chip card is a standard plastic debit or credit card that contains an embedded microchip as well as the traditional magnetic stripe. The chip encrypts information to increase data security when making transactions at a merchant’s chip-enabled terminal and has been proven to reduce counterfeit fraud.

Contactless cards provide EMV-grade security, convenience with check out speeds that are 10 times faster than other in-person payment methods and are touch-free.

Use Mobile Pay options to make in-store and in-app purchases with just a touch at participating merchants. It’s secure and simple. Learn more about Mobile Payment options offered by First Interstate Bank.

Stop by a local branch or call our Billings, MT- based customer service center to ask questions regarding your account. We work together to provide the quality service you deserve!